Revolutionizing Retirement Rollovers
Replace paper checks and manual processes with secure, faster, and reliable transfers that complete in days instead of weeks
The retirement rollover process is broken
Only 22% of participants complete rollovers without assistance (EBRI). Paper checks and manual processing cost participants thousands in lifetime returns.
Today's Process
- •Manual paper check (2-4 weeks on avg)
- •Check fraud up 385% since 2020 (FinCEN)
- •25-40% exception processing (5-10x cost)
- •Multiple support phone calls
- •Manual compliance tracking and audit gaps
- •No standardized process across custodians
With TrustRails
- •Checkless digital transfers in days
- •Built-in fraud prevention — no checks to intercept
- •Atomic transfers — no money in limbo
- •Self-service tracking eliminates support calls
- •Automated SOC 2 compliant audit trail
- •Standardized transfers between any custodian
How it works
Three simple steps to modernize your rollover infrastructure
Connect your systems
Choose your integration path — API, embedded widget, or full platform access. Our team works alongside yours to get you live.
Automate transfers
Transfers are validated, compliance-checked, and settled automatically. Every step is recorded with a complete audit trail.
Monitor in real time
Custodian dashboards with transfer status, volume trends, and completion metrics. Participants track their own rollover — fewer calls to your team.
Built for financial institutions
Enterprise-grade infrastructure designed for the security and compliance requirements of retirement services
Faster Transfers
Eliminate paper check delays. Digital transfers between custodians complete in days, not weeks.
API-First Design
REST API, GraphQL, and webhooks with OpenAPI documentation. Tiered API keys with built-in rate limiting.
E-Signature Automation
Embedded e-signature workflows with identity verification. Participants sign digitally — no printing, scanning, or mailing.
SOC 2 Compliant
Every transaction logged across 9 audit categories with severity tracking. Cloud-based audit trail queryable via API.
Smart Contract Security
Smart contract validation ensures transfers complete fully or not at all. KMS-secured signing with on-chain audit trail.
Real-Time Analytics
Transfer dashboards with volume tracking, completion rates, and trend analytics. Webhook notifications keep your systems in sync.
Built for the age of AI
AI is already reshaping financial services. Is your rollover infrastructure ready for what's next?
Today's Reality
Legacy systems built for human-only workflows. No APIs, no automation hooks, no way for intelligent platforms to integrate.
The New Standard
API-first architecture with automated transfers, webhook integrations, and machine-readable endpoints. Built to work with any platform.
Stay Ahead
Modern platforms choose modern custodians. Position yourself as the preferred partner for the next generation of financial services.
See it in action
Schedule a demo and explore our free testing environment — no commitment required.